Individual & Family

Navigating the health insurance market can feel overwhelming, but we're here to make it simple. As an independent agency serving Minnesota, we work with all major carriers to help you find the right plan for your needs and your budget.

We help individuals and families understand their choices, compare plans, and enroll in coverage that fits their needs and budget. We support you with subsidy guidance to lower monthly premiums, support through enrollment and renewals, and clear answers to their coverage questions along the way.
 

There are many reasons you might be looking for coverage on your own. 

• Self-employed or freelance: Running your own business or working independently means finding coverage on your own terms.

• Early retirement: Retired before Medicare eligibility at 65 and need coverage to bridge the gap.

• Between jobs: Lost employer coverage due to a job change, layoff, or career transition.

• Part-time or gig work: Your employer doesn't offer benefits, or you work multiple part-time positions.

• Aging off a parent's plan: Turning 26 and losing dependent coverage under a parent's employer plan.

• Unsatisfied with current coverage: Looking for better plan options, lower premiums, or a different carrier network.

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How we support you:

• Free consultations to understand your needs and options

• Annual plan reviews to make sure your coverage still fits

• Help with enrollment and paperwork

• Year-round support when questions come up

• Monthly email reminders to help you get the most out of your health benefits